Your pay and your taxes, in one place
Medicare pay comes in pieces, and so do the write-offs: leads, licensing, AHIP and CE, your phone, the miles to every appointment. Medicare Agent Complete checks every paycheck against your own records, then carries it into a full tax write-off tracker built for 1099 insurance agents.
Your pay: were you paid right?
- Once, about 5 minutes: copy in your agency’s written pay plan, whether hourly, set per-policy rates or tiers, or rates that change by season (AEP, OEP, SEP). The workbook reads it back to you so you can check it.
- As you go: log each sale (date and plan type), your hours, and any spiffs or chargebacks.
- Each payday: type the amount. You’ll see ✔ Matched or ▲ Short, with a note to your agency already written.
Your taxes: what do you keep?
Every paycheck lands in your Income Log by itself. Add your expenses and miles, and the workbook totals your deductions, maps each category to its Schedule C line, and estimates what to set aside each quarter.
Good to know
- Built for privacy. Every sale gets its own client code. The code goes in your agency’s CRM, and no client names or Medicare numbers ever go in the workbook.
- Made for 1099 agents. It’s for agents paid as independent contractors (your agency sends a 1099-NEC). Paid on a W-2? W-2 pay doesn’t go on Schedule C, so the Medicare Agent Pay Reconciler on its own is the one for you.
- One workbook, your whole year. A raise, a promotion, a new agency, or two agencies at once: add a pay plan with the date it starts. Every agency’s paychecks flow into one Income Log, so one Schedule C holds all your income.
Which one is right for me?
Your pay, your taxes, or both.
Best for: any Medicare agent, 1099 or W‑2
- ✓Every paycheck checked to the penny
- ✓Note to your agency, already written
- –Expenses, mileage & Schedule C summary
- –Quarterly tax estimates
- –Paychecks flow into your Income Log
Best for: 1099 Medicare agents who want both
- ✓Every paycheck checked to the penny
- ✓Note to your agency, already written
- ✓Expenses, mileage & Schedule C summary
- ✓Quarterly tax estimates
- ✓Paychecks flow into your Income Log
Best for: 1099 agents who only need taxes
- –Every paycheck checked to the penny
- –Note to your agency, already written
- ✓Expenses, mileage & Schedule C summary
- ✓Quarterly tax estimates
- –Paychecks flow into your Income Log
Every one includes Excel and Google Sheets editions, plus the Personal Income & Expense Tracker free.
A record-keeping and organization tool, not tax, legal or payroll advice. Your agency’s pay plan and records govern your pay. Please review your figures with a qualified tax professional before filing.
What’s inside: 19 tabs
- Start Here: your routine and a status check for every step
- 1 My Pay Plan: your agency’s pay plan, read back to you for checking
- 2 Sales Log: date and plan type for each sale; client codes made for you
- 3 Hours Log: hours worked, at the hourly rate for each season
- 4 Spiffs and Bonuses: anything extra you earned
- 5 Chargebacks: what was taken back, and why
- 6 Paychecks: each paycheck marked Matched or Short, with the note written
- 7 Pay Dashboard: what you were paid, what your records say, and what to ask
- Dashboard: income, deductions and estimated tax savings on one screen
- Income Log: paychecks fill in by themselves; add your other income
- Expense Log: dropdown categories, each mapped to a Schedule C line
- Mileage Tracker: the IRS mileage rates for 2026 built in
- Schedule C Summary: totals grouped by Schedule C line, for you and your tax professional
- Quarterly Estimated Taxes: due dates and suggested payments
- Home Office Calculator: simplified and actual-expense methods side by side
- State Tax Rates: the 2026 top rate for every state
- Deduction Finder: write-offs insurance agents commonly miss
- Write-Off Guide: what qualifies in each category, and how much
- Terms and Disclaimer: your license and how to use the workbook
What you get
- The 2026 tax year edition, in Classic Navy & Teal
- Excel and Google Sheets editions, emailed within minutes of checkout
- A filled-in SAMPLE copy of each, to see how it works
- Personal Income & Expense Tracker included free
What you need
Excel 2007 or later (2016 or later recommended), or a free Google account for the Sheets edition.
